Independent Brokerage · Est. 1976
Helping you protect what matters most. Since 1976.
Marhen Insurance Brokers is an independent Ontario brokerage for business owners, professionals, and families with more complex insurance needs. We work for you — not for an insurance company.
01Business & Personal Insurance
What do you need to protect?
Your business
Property, liability, and professional coverage for Ontario solopreneurs, small and mid-sized businesses.
Your profession
Professional liability (E&O) for consultants, coaches, and advice-based professionals.
Your technology
E&O and cyber coverage built for tech companies and IT service providers.
Your home and family
Home, condo, auto, seasonal properties, and the extras that come with a fuller life.
How It Works
Advice before product, in three steps
Talk
A short consultation — in person, by phone, or by video. We start with what you need to protect and what could actually go wrong.
Plan
We build an Insurance Protection Plan around those risks and place it with the insurer that fits. We work for you — not for an insurance company.
Protected
Your coverage is in force and your documents are in hand. And if something happens, you call us — we stand behind the plan at claim time.
02Online Quotes
Featured solutions
Some coverages are defined tightly enough to quote online, any time. These are the ones clients start most often — each one can also begin with a conversation, if you'd rather talk it through.
Professional liability
If a client claims your advice or your work cost them money, professional liability (errors & omissions) is the coverage that responds. Consultants, advisors, and professional firms can start the quote online — or talk it through with us first.
Health & fitness
Liability coverage for trainers, instructors, and studio owners — individual practitioners, and premises with a team. If your work is hands-on and your clients trust you with their bodies, this is the coverage that stands behind it.
Renters & tenants
Your landlord's policy covers the building — not your belongings, and not your liability if someone is hurt in your unit. Tenants insurance covers both, and it quotes online in a few straightforward steps.
Contractors & trades
Liability, tools and equipment, and the certificates of insurance your clients ask for before you set foot on site. Defined trades can start the quote online; complex operations start with a call.
Insurance you can start online
For a defined set of products, you can get a quote — and in many cases buy — online, any time: professional liability, health & fitness, contractors, tenants, condo, special events, and more.
Online quotes are indications based on the information you provide. Your final premium and coverage are confirmed by the insurer after review, and your policy documents govern.
03Why Marhen
Why businesses and families choose Marhen
- Independent, since 1976. We started as a small family operation in 1976, and the mission hasn't changed: build an Insurance Protection Plan that fits you — not a one-size-fits-all policy. In 2026, that makes fifty years of protecting Ontario businesses and families.
- Everything under one umbrella. When your business and personal coverage sit with one brokerage, gaps are easier to spot and fix — and one call handles it all.
- Advice before product. We start with what you need to protect and what could go wrong. The policy comes second.
04Clients
What clients say
Everyone loves keeping insurance costs reasonable while also having all the necessary coverage. Thank you for making both possible, and for taking the time to answer all my questions.
Unlike previous brokers I dealt with, you walked me through every requirement and every step of the process. Actually made applying for insurance enjoyable (which is odd, I know) and provided me tremendous peace of mind.
You have our best interest in mind and offer top-notch service. You are always available when we need you either via email, phone call or in person. We are so grateful for your thoroughness and time spent with us to make sure we have the coverage plan we need.
Not sure where your coverage stands?
A short consultation costs nothing and tells you exactly where you stand.